Who We Are
Mr. and Mrs. Insurance by the Lobusta’s or MMIL was formed by Mr. Ricardo “Jun” Lobusta III and Mrs. Jen Lobusta with 10 years of experience in Financial Industry. They are both Licensed Financial Advisors and Unit Managers of a Life Insurance Company. Mr. Lobusta is also a Licensed Non-Life Insurance Agent and an HMO provider.
Our mission is to assist you with all your insurance needs and to become your “ONE-STOP-SHOP” Insurance partner.
We are currently handling 500+ valued clients (individuals and companies).
Brands We Work
With
Building lasting partnerships with trusted brands.
Products & Services
LIFE & HEALTH INSURANCE
GROUP INSURANCE
MORTGAGE REDEMPTION INSURANCE
Get access to quality and affordable healthcare through reliable HMO plans tailored to your needs. We help individuals, families, and businesses choose the right coverage, providing access to medical consultations, hospitalization, laboratory services, emergency care, and preventive healthcare while reducing out-of-pocket medical expenses.
Protect your vehicle and drive with confidence through comprehensive car insurance coverage. We help you find the right policy to safeguard you against accidents, theft, natural disasters, and third-party liabilities, ensuring financial protection and peace of mind on every journey.
Travel with confidence knowing you’re protected against unexpected events. Our travel insurance plans provide coverage for medical emergencies, trip cancellations or delays, lost baggage, and other travel-related risks, giving you peace of mind whether you’re traveling for business or leisure.
Protect your home, business, and valuable assets from the financial impact of fire and other covered risks. Our fire insurance solutions provide reliable coverage for property damage, helping you recover quickly and giving you peace of mind when the unexpected happens.
Ensure a smooth and secure transfer of assets with an Heirs’ Bond. This insurance solution provides the financial guarantee often required for the settlement of an estate, helping heirs process claims and distribute inherited assets more efficiently while complying with legal requirements.
Protect your goods throughout their journey with comprehensive marine and cargo insurance. Whether transporting products by land, sea, or air, this coverage helps safeguard your shipments against loss, damage, theft, and other unforeseen risks, ensuring greater security and peace of mind for your business.
Protect your construction projects with comprehensive coverage against unexpected risks during the construction period. Contractor’s All Risk (CAR) Insurance helps cover accidental loss or damage to the project, construction materials, equipment, and third-party liabilities, providing financial protection and confidence from project start to completion.
Meet contractual and legal requirements with reliable surety bond solutions. A surety bond provides a financial guarantee that contractual obligations will be fulfilled, offering protection to project owners, government agencies, and other stakeholders while helping businesses build trust and credibility.
We offer a wide range of insurance solutions to meet your unique personal and business needs. Whether you’re looking for specialized coverage or customized insurance plans, our team is committed to helping you find the right protection with trusted providers, ensuring peace of mind every step of the way.
Achievements &
Honors
International Quality Awardee – Platinum Level
Producers League Qualifier
Million Dollar Round Table (MDRT) – Top 1% Worldwide
Macaulay Club – Sun Life’s Top 6% Nationwide
Consistent Grand Slam National Medallion Awardee
Top 50 Agents of BPI/MS Insurance Corp.
Director’s and Jetsetter’s Club Member
Prestige Producer of Prudential Guarantee
Major Insurance Projects
Successfully Handled
2 Billion Contract for an “AAA” PCAB-Rated Company
1 Billion Contract for an “AAA” PCAB-Rated Company
500 Million Contract for an “AAA” PCAB-Rated Company
306 Million Contract for an “AA” PCAB-Rated Company
299 Million Contract for an “AA” PCAB-Rated Company
100 Million Contract for an “AA” PCAB-Rated Company
Client Testimonials & Reviews
Xandra Alonzo
“What makes this even more meaningful for me is that I personally know them and I can genuinely say that their heart for helping others is real. They sincerely want individuals and families to be financially protected and prepared for life’s unexpected situations.
If you are considering insurance or simply want to learn more about financial protection, don’t hesitate to reach out to Mr and Mrs Insurance by The Lobusta’s. Their passion for helping others comes from the heart, making every client feel genuinely cared for and guided.”
Eyen Ibay
“A decade ago, I got my policy and consistently paid it for 10 years until it was finally completed. Along the way, I had many questions about my policy, and unfortunately, I no longer had contact with my previous agent. Thankfully, Jen reached out and offered assistance. I requested an agent transfer so I could better understand and manage my policy easily.
Thanks to Jen, all my queries were answered clearly, and I now fully understand and monitor my policy well. She also advised me to transfer my savings to Global Tech, and I’m so glad I followed her advice — after being stuck in its original allocation for 10 years, it’s now performing much better.
Thank you, Lobusta’s, for being such hands-on and easy-to-reach agents. Highly Recommended!”
Inad Sigueo
“Mr & Mrs Lobusta’s page has been very helpful, especially during these tough times, in helping people understand the benefits and importance of having insurance. They teach how insurance can help save and protect families when unexpected situations happen.
I’m one of the viewers who has been nurtured and inspired by this page, and I’m proud to say that because of them, I was encouraged to get insurance for myself.
More vids to upload please.”
Jenny Umali
“I am really grateful knowing this financial couple advisers. They care about their client’s needs and preferences. They will give you good advice when it comes to handling your financial concerns. You will feel secure as they show professionalism and how knowledgeable they are in this field.
Many thanks for guiding me on how I should manage my finances. This couple is highly recommended. 😊”
WE ARE YOUR MR & MRS INSURANCE “ONE-STOP-SHOP” INSURANCE PARTNER.
Join a team that empowers lives, builds futures, and creates meaningful careers while making a lasting difference in the lives of others.